Q: Why should I finance my project when I can pay cash or use a credit card?
Financing a project with GreenSky® allows you to conserve both your money and your equity, and typically offers a lower interest rate than a credit card. GreenSky has many promotional offerings with deferred interest benefits, but without your having to pay out of pocket all at once.1
Q: What type of credit does GreenSky offer?
We offer unsecured loans with fixed interest rates. Unlike a revolving credit card, your non-promotional monthly payment amount is always the same.
Q: Where can I use my loan?
Use your GreenSky Account Number to pay for services and products offered by the contractor with whom you apply.
Q: How do I make a payment?
It’s simple – pay online or by phone, or schedule automatic payments to be drafted from your bank account. The choice is yours. And there is never a penalty for paying off your loan early. Apply today at www.greenskycredit.com/consumer or call 866-936-0602.
Q: How do I pay my contractor?
Once approved, you will be provided a loan agreement and issued a 16-digit account number and expiration date. When you want to pay, just provide these numbers to your contractor to process the purchase as if it were a credit card.
Q: How long do I have to use my loan?
Once approved, you have four months to make your purchases.
Q: When is my first payment due?
Depends on your plan. Many deferred interest plans don’t require a payment during the promotional period. The first payment on a budget-minded plan is typically due approximately 30 days after the first purchase.
Q: When does the Deferred Interest plan promotion window begin?
At the time of your first transaction.2
1 Financing for GreenSky® consumer credit programs is provided by federally insured, federal and state chartered financial institutions without regard to race, color, religion, national origin, sex, or familial status.
2 Interest accrues during the promotional period but all interest is waived if the entire loan amount is paid in full before the end of the promotional period.
LICENSES: NMLS #1416362; CT SLC-1416362; NJ MT #1501607 C22
Customer Service Hours
Monday – Saturday: 6am – 1am (ET)
Sunday: 8am – 12am (ET)